Premium finance for customers

Premium finance is a convenient and affordable way to pay for your insurance. Rather than having to find a large sum up front to cover the premium, you can instead spread the cost by paying in smaller regular instalments. It can help you budget more effectively.

After you have provided some personal and bank details, we will prepare all the necessary paperwork and tell you all the details you need to know. These include confirmation of the loan to pay your insurance premium, the amount of your regular repayments and when they will start and finish.

We will also ask you to sign a credit agreement which you can do online via our customer portal. This portal provides instant 24/7 secure access to useful information over the lifetime of your account with us including your Direct Debit amounts and correspondence.

Your online account also enables you to keep tabs on how much you've paid, settle any missed payments and update any changes to your personal and bank details.

We will then pay the insurance premium direct to your intermediary or, in some instances, your insurer. Your repayments will automatically be collected by a regular Direct Debit.

You can also manage your Credit Agreements with our mobile app, MyDetails.

Download the app for Android

Download the app for iOS

THE BENEFITS TO YOU INCLUDE:

  1. The convenience of paying by monthly Direct Debit.

  2. Access to our online portal - My Premium Credit

  3. Cost effective way of spreading the costs.

Your Online Account

Your online account from Premium Credit gives you instant 24/7 secure access to useful information over the lifetime of your account with us, including your Direct Debit amounts and any correspondence.

You will also be able to keep tabs on how much you've paid, settle any missed payments and update any changes to your personal and bank details. 

Taking advantage of your Premium Credit account makes sense not just because of the time and effort you'll save, but you'll also be doing your bit for the environment by cutting out the paperwork.

You can also sign your agreement and make a payment without having to register.

MyDetails Mobile App

Download the mobile app and have access to your account on the go.